ShieldLifeCheck
Free Tool
Takes about 4 minutes · 100% Free · No Obligation

Do You Have Too Much
or Too Little Life Insurance?

Most people guess at life insurance. ShieldLifeCheck analyzes your complete financial picture — income, assets, debts, dependents, and existing coverage — to give you an exact answer.

No email required to see your results

40%
of families are underinsured
$300K+
average coverage gap
4 min
to get your results

What ShieldLifeCheck Analyzes

6 areas of your financial life — combined into one precise recommendation

Income & Expenses

We calculate how many years your family needs your income replaced

Assets & Investments

Your savings, 401k, IRA, and liquid assets count toward coverage

Debts & Liabilities

Mortgage, car loans, credit cards — all factored in precisely

Existing Coverage

We account for what you already have through work or personal policies

Family & Dependents

Children's education costs and spouse income are part of the equation

Full Results Dashboard

Visual breakdown with a clear verdict: need more, adequate, or over-insured

What Your Results Look Like

After your 4-minute analysis, you get a full dashboard showing:

Exact dollar amount you need vs. what you have
Clear verdict: Need More / Adequate / Over-Insured
Visual breakdown by income, debts, education, final expenses
Your Financial Health Score (0–100)
Personalized product recommendation with explanation
Risk factors and financial strengths identified
Option to speak with a licensed agent for a free quote
Sample Result
⚠️ Under-Insured

Coverage Gap

$347,000

You Need

$520K

You Have

$173K

Health Score62 / 100

Recommended: Mortgage Protection + IUL

Ready to Know Your Real Number?

Takes 4 minutes. No email required. No sales pitch — just your real analysis.